Credit check
Payment remarks and finances
Insight into the candidate's financial history where legal basis exists. Relevant for positions with financial responsibility or access to sensitive assets.
Why it matters
Financial responsibility requires extra security
Employees with access to finance, procurement or sensitive assets represent a particular risk. Credit checks give you fact-based insight where legislation permits, always with information to the candidate.
- Only where legal basis exists
When conducting a credit check, it's important to have a legitimate interest so that the candidate's rights and data protection are safeguarded. This provides the basis for obtaining a credit check, and we make the entire process simple and transparent for everyone involved.
- Supports your candidate assessment
With a credit check, you get better insight into how the candidate will fit into the role and your team.
- Full transparency
The candidate is clearly informed about what is being checked and why. The confirmation is logged digitally.
Slik virker det
Information and legal basis: Credit checks are only conducted where the candidate has been informed and a legal basis exists.
The candidate is informed: The candidate receives clear information about the credit check and confirms before it is conducted.
Request to credit source: We retrieve information from an approved credit reference agency.
Report delivered: Credit assessment and remarks are presented clearly in the report.
What's included
What we check
- Payment remarks from approved sources
- Debt collection cases and outstanding claims
- Credit assessment and score
- Only where legal basis exists
- All processing in accordance with GDPR
- Full transparency for the candidate
Why it works
What you get
Only where legally permitted
Credit checks are only conducted where there is a legal basis. It is the employer's responsibility to ensure that the legal basis is in place before ordering.
Protect your organisation's assets
Employees with unresolved debt and payment remarks in roles with financial responsibility represent a real risk. Knowledge protects.
Fully informed candidate
The candidate is informed in detail about what is being checked and why. The confirmation is logged digitally and safeguards privacy.
Frequently asked questions
Is it lawful to credit check job applicants?
Only when the position actually involves financial responsibility, and only on candidates in the final stage of the process. The Data Protection Authority has issued fines to organisations that have conducted credit checks without valid grounds. Credit checking all applicants for all positions is not lawful.
Does the candidate know that a credit check is being carried out?
Yes. The candidate is informed and confirms digitally before the check starts and sees which checks are being carried out. In addition, the credit reference agency sends a separate copy letter notification to the person being checked.
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